How we can work together
Choose the level of support you need — from a conversation through to
money life planning and investment advice
Financial Coaching
Money can feel strangely emotional — even for financially capable people. Coaching gives you space to talk openly about what’s working, what feels messy, and what needs attention.
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​We’ll help you identify the best next steps and build momentum — without judgment or pressure.​
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Couch Session (initial conversation)
A relaxed, open discussion about your money life: what’s on your mind, what’s working, what’s not, and what you want next. We’ll identify themes, opportunities and practical ways forward.
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Table Session (sharper financial review)
A more structured working session where we bring your actual numbers to the table. We review your cashflow, assets and liabilities, KiwiSaver/investments, and any key decisions you’re facing. You’ll receive clearer observations and recommendations tailored to your situation.​​​​​​
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Pricing - Financial Coaching
Initial session (1.5 hours): $300
Further sessions (1 hour): $300 each
​A written report with observations & recommendations is provided after each session.
“Our time with Sean was incredibly valuable. He provided a calm, non-judgemental space to talk through our finances and helped us make practical decisions to reduce risk while still supporting our long-term goals. The forecasting tools made the options clear, and we left with real motivation to take action. He even helped my son get started on his savings and investment journey."
Rachelle, 54
Your goals come first - then the numbers.
Most people carry a few important questions about their finances:
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When can I work less — or stop altogether?
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How long will my money last?
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How much can I safely spend?
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What if life doesn’t go to plan?
The OPEN MoneyLife Plan is designed to answer these questions.
Together we establish your life and money goals, gather your key financial information (what you own, what you owe, income and spending, KiwiSaver and investments), and build your personalised plan using OPEN’s financial forecasting software.
We explore how sustainable your current path is, what options you have, and what changes would make the biggest difference. We also run different scenarios so you can make decisions with greater confidence.
You’ll come away with a clear picture of where you stand, what’s possible, and a practical path forward that aligns your money with the life you want to live.
OPEN MoneyLife Plan package includes:
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Initial 1.5 hour coaching session
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Planning & analysis using our financial forecasting software
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Your OPEN MoneyLife Plan presented & discussed in person
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Adjustments and scenario planning
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Written report with observations & recommendations:
OPEN MoneyLife Plan package cost $1,500
Who the OPEN MoneyLife Plan is for
This service is ideal for people who want greater clarity about their financial future. Many clients come to OPEN when they are:
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• Thinking about working less, changing careers, or planning for retirement
• Wanting to understand if their current savings and investments are enough
• Wondering how much they can safely spend on lifestyle, travel, or family support
• Looking to bring their finances together into one clear plan
You don’t need to have everything figured out — the purpose of the OPEN MoneyLife Plan is to help you understand your options and make confident decisions.
Investment Guidance
As part of the OPEN MoneyLife Plan process, we help you make sense of your investments and ensure they support your long-term financial goals.
This typically includes:
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Reviewing your existing investments
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Confirming your investment risk profile
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Assessing whether your KiwiSaver and other funds are appropriate
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Providing guidance on asset allocation and long-term investment strategy
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Helping you identify suitable investments to consider
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Explaining the pros, risks, costs and trade-offs involved in different options
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Supporting you to implement your investments
Our role is to help you understand your choices, make confident decisions, and navigate the investment landscape. ​
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OPEN does not sell financial products directly and does not receive commissions from providers. Our guidance is independent and focused solely on what is in your best interests.
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Pricing for investment guidance is generally included within the OPEN MoneyLife Plan process. Additional work can be scoped and quoted if required.​
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"Working with OPEN gave us the clarity and structure we’d been missing. The conversations felt calm, practical, and genuinely supportive, and we never felt rushed or pressured. Complex financial decisions became much easier once we could see how everything connected to our goals. We left feeling more confident, better organised, and with a clear path forward."
Matt, 60